Updates·June 30, 2026, 17:10

Free Meta AI, Copilot or Le Chat: What the three cost

AI-generated from the sources listed, with automated source checks.

Meta AI is free, while Microsoft and Mistral charge around $15 to $20 a month for their paid consumer plans. That's according to a price comparison from Tech Insider, cross-checked against Mistral's own pricing page.

If you want to use an AI chatbot, the price can range from zero to around $25 a month, depending on which one you choose. That's according to a comparison of Meta AI, Microsoft Copilot and Mistral's Le Chat from the comparison site Tech Insider. Prices are listed in US dollars and may differ in Denmark.

Meta AI: Free and built in

Meta AI has no paid consumer plan. According to Tech Insider, text chat, image generation and web search are free. The service is built into WhatsApp, Instagram, Facebook and Messenger, and it can also be used on the web and in an app.

Copilot: Pricier if you want everything

Consumers can use Microsoft Copilot for free. The deeper integration, however, requires Microsoft 365 Premium at $19.99 a month.

The bundle replaces the former standalone Copilot Pro, which cost the same. According to Thurrott, Microsoft announced it starting October 1, 2025. It combines Microsoft 365 Family (Office apps for up to six people and 1 TB of OneDrive per person) with the highest usage limits for Copilot, including Deep Research and the Researcher and Analyst agents.

For businesses, Copilot starts at $18 per user per month as a promotional price, according to Tech Insider. CostBench lists $18 to $25.20 per user for business plans.

Le Chat: A cheaper middle ground

Le Chat has a free plan. The Pro plan costs $14.99 a month, and verified students pay $5.99. According to Mistral, the Pro plan includes access to the coding tool Vibe and API credits of $15 to $25.50 a month. API credits are used by developers who want to build their own applications on top of the AI model.

The Team plan costs $24.99 per user per month, with a minimum of $50 a month. Enterprise has custom pricing.

How big is the difference?

On the paid consumer plans, the difference between free Meta AI and Microsoft 365 Premium is about $20 a month. Up to Le Chat Team, the difference is about $25.

For comparison, Tech Insider mentions ChatGPT Plus at $20 a month. According to the site, Le Chat Pro is about $5 cheaper, while Microsoft 365 Premium costs almost the same.

The pricing site CostBench estimates that Meta AI is $118 a year cheaper than Copilot at the median, at $299 versus $417. The figures are based on CostBench's own contract data, and the comparison is tricky because the products have different pricing models.