Claude can now see your finances through bank connections

What's new

Anthropic has launched a feature called Personal Finance in Claude. Users can connect their bank and card accounts to the chat and ask questions about their own finances, the way they would ask a helpful friend who has the account statement in front of them.

The rollout began on November 5, 2026, as a beta, meaning an early version that is still being tested. It is available only to paying subscribers in the US on the Pro, Max and Ultra plans. The sources do not say whether the feature will come to Denmark or the EU, or what it costs beyond the subscription itself. Before the launch, one outlet expected a limited European rollout because of privacy rules, but that is only an expectation.

What's smart

Claude can track spending by category and show upcoming bills. It can point out unusual purchases and unexpected fees, flag bills and subscriptions that are rising in price, and find duplicate payments. According to Decrypt, it can also create charts, calendars and dashboards of your finances.

The accounts are connected through Plaid, a service that acts as an intermediary. Users log in directly with their bank, and Claude never sees the password. Claude gets access to the name and type of the bank and account, balances and credit limits, as well as up to two years of transactions for bank accounts.

Access is read-only. Anthropic says Claude cannot move, manage or invest money. According to Anthropic, conversations in Personal Finance are not used to train the models and are not added to Claude's shared memory. According to Decrypt, Anthropic has also said the area is free of ads and sponsored recommendations.

Competition and criticism

The price has not been disclosed beyond the requirement of a paid subscription. The sources therefore list no separate price for the feature.

In May 2026, OpenAI introduced a similar finance feature in ChatGPT, which also uses Plaid. Claude is therefore not the first.

There is also criticism. Anthony Pompliano, founder of the rival AI finance company Silvia, accuses Anthropic of trying in April to obtain confidential information about his company by contacting Silvia's engineers. He calls the product a Claude wrapper posing as a personal finance product. He also says Silvia has 97 percent lower compute costs because the company uses its own models rather than the large frontier models. These are his own claims, and Anthropic's response to the accusations is not given in the sources.

Anthropic itself acknowledges that Claude can make mistakes and recommends checking important figures with your bank.

What it is good for

The feature is good for creating an overview: Where is the money going, which subscriptions have become more expensive, and are there fees or duplicate payments you haven't spotted? It is also handy for getting bills and spending laid out in a single dashboard without building a spreadsheet yourself.

It is not meant to serve as an investment adviser. According to 9to5Mac, Anthropic includes no investment recommendations as part of the feature, and access is solely for understanding your own finances.

For Danish users, it is for now mostly a glimpse of where AI assistants are headed. In September 2026, the feature was spotted under the name "Claude Money" in unreleased parts of Claude's iOS app, according to TestingCatalog.