Claude is now being tested to analyze your finances and bank accounts in the US

What's new

Anthropic has begun rolling out a personal finance feature in its AI assistant Claude. It is a beta rollout (test) in the US. Users can connect their bank accounts so Claude can see their everyday money and answer based on real numbers instead of guesswork. The connection runs through the service Plaid, which according to Engadget covers 12,000 financial institutions, including major banks such as Citi and Chase.

Claude can see up to two years of transactions on the accounts you choose to connect. In other words, you decide what it gets access to.

What's smart

According to Engadget, Claude can find unexpected fees and double payments you may not have noticed yourself. It can also track bills that quietly rise from month to month and create a budget overview of where your money goes.

Claude can also create spending charts and a calendar of payments coming due soon. If you need to understand a financial concept, you can ask Claude to explain it in plain language.

Anthropic also emphasizes that the feature has no ads or sponsored recommendations. The company uses this as an argument against competitors: When Claude assesses your finances, the answer isn't paid for by anyone.

Down the road, Anthropic is exploring how Claude can work with licensed advisors and regulated financial firms on bigger financial decisions. That is a plan, not something that exists now.

Cheaper or better?

According to Anthropic and Engadget, the feature is rolling out to users on Pro, Max and Ultra plans. A separate price has not been disclosed.

On the competitor side, OpenAI has a similar feature, ChatGPT Finances, which launched in May 2026. Engadget judges the two features to be largely the same. The differences are the ad-free approach and the handling of data for model training: Claude's Personal Finance hub is not used for model training, while ChatGPT opts the user in by default.

One caveat: Anthropic itself says Claude can make mistakes in its answers. Check the numbers before you make big decisions. Engadget also links the rollout to Anthropic's upcoming IPO, but that is the outlet's own assessment.

What it's good for

The feature suits you if you want an overview without wrestling with spreadsheets. You can get help spotting subscriptions you've forgotten, fees that shouldn't be there, or an electricity bill that has slowly become more expensive.

It is also good for setting up a budget and for getting financial concepts you don't fully understand explained.

For Danes, however, there is a limitation: The feature is so far only rolling out to subscribers in the US, and the banks mentioned are American. Whether and when it will come to Denmark or the EU has not been disclosed.